Category
6 articles in this category -- expert guidance on coverage details for California small businesses.
General liability insurance covers four major categories: bodily injury, property damage, advertising injury, and completed operations. Here's what each one means and when it applies.
General liability insurance has specific exclusions. Here's what a CGL policy won't cover and what separate policies fill those gaps.
Your general liability policy covers both bodily injury and property damage -- but they're distinct coverages that respond to different kinds of claims. Here's how each works in practice.
Your job ended months ago -- and now a claim shows up. Completed operations is the part of your CGL policy that responds after the work is finished. Here's what it covers and when it applies.
CGL insurance covers four categories of third-party claims: bodily injury, property damage, personal and advertising injury, and completed operations. Here is what each one means and when your policy will respond.
CGL insurance does not cover employee injuries, your own property, professional errors, auto accidents, cyber incidents, or intentional acts. Knowing the exclusions prevents costly surprises when a claim is denied.